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Technician checking an indoor air handler and its foil duct up close

AC Leaking Water? What to Do Now and Why It Happens

An air conditioner is supposed to make water. When that water shows up on your ceiling, floor or closet, the drainage has failed somewhere. Here is what to do right now, and what is usually behind it.

Finding your AC leaking water is alarming, especially when the stain is on a ceiling below the attic. The good news is that the cooling side of the system is often fine. Air conditioners pull a lot of moisture out of humid Houston air, and all of it has to drain away. When you see water where it should not be, a drain, pan, pump or switch along that path has failed, and catching it fast keeps a small repair from becoming a drywall and insulation job.

This guide is written by Houston Air & Heating, a free phone line rather than an HVAC contractor. If you need help, the line transfers your call to an independent local heating and air company, which comes out, quotes and does the work, and which you pay directly.

AC leaking water: what to do in the first ten minutes

  1. Turn the system off at the thermostat. Set it to Off, not just a higher temperature. A cooling coil keeps producing water as long as it runs.
  2. Stay clear of wet electrical items. If water is dripping near a light fixture, ceiling fan or outlet, keep people away from it. If you can reach the breaker panel without standing in water, switch that room's circuit off.
  3. Catch and soak up what you can. Buckets, towels and a wet vacuum on the floor. Move furniture, rugs, electronics and boxes out of the drip zone.
  4. Watch the ceiling. A sagging or bulging spot can hold a lot of water. Do not stand under it.
  5. Take photos. Pictures of the stain, the indoor unit and any standing water help the technician and may matter later for an insurance claim.
  6. Call for service. Tell the company where the indoor unit is (attic, closet or garage), whether the leak started suddenly, and whether the system had stopped cooling first.

Do not take apart the indoor unit, and do not run the AC to see if the leak comes back. If the air handler is in the attic and you choose to look, walk only on the decking or joists, use a flashlight, and look without touching anything electrical. Water sitting in a metal pan under the unit, or a small switch on the drain line, tells you a lot and is worth describing on the call.

Attic air handler with flexible ducts running over pink insulation
Many Houston air handlers sit in the attic, directly above finished ceilings.

Why your air conditioner makes so much water

Inside the indoor unit is the evaporator coil, a set of cold metal fins with refrigerant running through them. As the blower pushes warm, damp house air across it, the air cools and its moisture condenses on the fins, the same way a glass of iced tea sweats on a Houston porch. That water drips into a pan below the coil and runs out through a drain line, by gravity or with a small pump.

Drying the air is half of what makes a home comfortable here. On the Gulf Coast the outdoor air holds a great deal of moisture for most of the year, so a system in a Houston attic can send a steady stream of water down its drain on a summer afternoon. The more humid the day, the more water there is, which is why leaks so often show up in the stickiest weeks. According to the Department of Energy, a plugged drain also hurts humidity control, and the excess water it leaves behind may stain walls or carpet.

The parts that keep the water where it belongs

  • Primary drain panSits right under the coil and collects the condensate. In older units it can rust through.
  • Primary drain lineUsually a white plastic pipe that carries water outside or into a plumbing drain. It needs a steady downhill slope, and it is the part that clogs most often.
  • TrapA U-shaped bend in the line on many systems that keeps air from being pulled through the drain. Sludge likes to settle there.
  • Secondary (auxiliary) panA wider, shallow pan under the whole unit, common in attics, that catches overflow before it reaches the ceiling.
  • Secondary drain lineOften ends somewhere you will see it, such as above a window or under an eave, so dripping there warns you the main drain has backed up.
  • Float (overflow) switchA small water sensor in the pan or drain line that shuts the system off when water rises too high. It is the reason a backed-up drain often shows up as an AC that stopped working.
  • Condensate pumpUsed where gravity cannot carry the water away, such as a unit in an interior closet far from an outside wall. If the pump fails, the pan fills.

What the residential code asks for

The International Residential Code, the model code for one and two family homes, deals with this directly in its section on condensate disposal, M1411. Where an overflow from the main drain could damage the building, which describes almost any attic unit above a ceiling, the code calls for a backup. The options include a second pan beneath the equipment that drains on its own line, a separate overflow drain connected to the equipment's pan, or a water level detection device that shuts the equipment off before water spills.

Texas law adopts the IRC, as it stood in 2012, as the residential building code for its cities, and each city can adopt later editions and its own local amendments. Houston and the suburbs around it each set which edition applies. You do not need to read the code yourself. Ask the company whether your setup has the backup protection the local code requires, and if a new system or air handler is going in, confirm it is part of the permitted job.

Smiling woman on a phone call in a bright living room

Common causes of an AC leak

Common causes of air conditioner water leaks and their signs
CauseWhat you might noticeWhat usually fixes it
Clogged primary drain linePan full, water spilling over, or the float switch has shut the system offClearing and flushing the line, checking the slope and trap
Rusted or cracked drain panWater under the unit while the pan looks only partly full; common on older systemsPan repair or replacement
Disconnected or sagging drain lineWater near a joint, often after other work in the attic or closetReconnecting and resupporting the line
Frozen coil thawingA sudden flood after the system stopped cooling; ice on the copper lineFixing the airflow or refrigerant problem that caused the freeze
Failed condensate pumpPump not running, its reservoir overflowingPump repair or replacement
Dirty filter or coilWeak airflow, ice, or water blowing off the coilNew filter, coil cleaning

A furnace can leak water too. High-efficiency gas furnaces make their own condensate and drain it through the same kind of line, so a puddle near the furnace in winter is worth the same attention.

One thing a water leak is not: a refrigerant leak. Refrigerant escapes as a gas and does not puddle. It shows up instead as weak cooling, long run times and sometimes ice on the lines. If the leak began after the system iced over, both problems may be present, and the AC not cooling guide covers the ice side.

Water, mold and how fast to act

The EPA's guidance on mold is simple: control the moisture and dry water-damaged materials and items within 24 to 48 hours to prevent mold growth. Mold needs moisture to grow, so stopping the leak is the first step and drying is the second. The EPA also suggests keeping indoor humidity below 60 percent, ideally between 30 and 50 percent, which a properly working air conditioner helps with.

Attic insulation and the paper face of drywall soak up water and dry slowly. If a ceiling stayed wet for days, or you can smell mustiness, ask whether damaged materials should be opened up or replaced. For a large moldy area, the EPA recommends following its guidance for bigger cleanups rather than a quick wipe.

Two-story blue siding home with an outdoor condenser beside it on a sunny day

What a technician does on a leak call

A careful technician confirms where the water is coming from before fixing anything. That usually means checking the primary pan and line, finding the clog and clearing it, testing that water flows freely to its outlet, inspecting the secondary pan and line, and testing the float switch so it really shuts the system off. If the coil froze, the visit should also cover why: the filter, the blower and the refrigerant charge. You should leave with a clear note of what failed and what was done.

Ask the company for its price in writing before the work starts, and for its Texas license number. The AC repair cost guide shows published ranges for drain line cleaning and drain pan replacement so you can sanity check a quote.

Verify the license before work begins. Texas requires anyone contracting to do air conditioning, refrigeration or heating work to hold an Air Conditioning and Refrigeration (ACR) Contractor license from the Texas Department of Licensing and Regulation (TDLR). Ask the company for its ACR license number, then confirm it on the TDLR license search (opens in a new tab). The line does not check this for you.

How to prevent the next leak

  • Change the filter on time. Dust that gets past a clogged filter coats the coil and feeds the sludge that blocks the drain.
  • Glance at the outside drain on hot days. While the AC runs in summer, the condensate line should drip. If it goes dry during a humid stretch, the water may be backing up inside.
  • Watch the overflow pipe. Water from the pipe above a window or eave means call soon, before the backup gives out.
  • Keep the area around an attic unit clear so a technician can reach the pan and drain easily.
  • Schedule a yearly cooling checkup. ENERGY STAR's maintenance checklist includes inspecting the condensate drain, since a plugged drain can cause water damage. A tune-up is a good time to have the drain flushed and the float switch tested.

Water on the ceiling or around the indoor unit? Turn the system off and call the line. You will be put through to a local HVAC company that can find the source and give you its price before it starts.

Call (832) 662-4107

  1. Dial the numberAn automated assistant picks up (832) 662-4107 at any hour and asks what you need help with.
  2. Say what is wrongTell it whether the trouble is cooling or heating, where in the Houston area you are, and what the system is doing.
  3. Reach a local companyYour call is transferred to an independent, locally owned HVAC company, which gets a short summary of your problem before it answers.
  4. Work it out with themThat company inspects, quotes, repairs and bills you directly. If nobody can pick up, your name, number and problem are passed on for a call back.

About this line: Houston Air & Heating is a free phone line, not an HVAC contractor. It answers your call and connects you with an independent local heating and air conditioning company, which inspects, quotes and does the work, and which you pay directly. Companies may pay a referral fee. You never pay the line. Read how the line works.

Related services and guides

Common questions

Why is my AC leaking water inside the house?

The most common reason is a clogged condensate drain line. Algae, dust and sludge build up until water backs into the drain pan and spills over. Other causes include a rusted or cracked pan, a drain line that came loose, a frozen coil melting all at once, or a condensate pump that stopped working. Turn the system off and call a technician to find which one it is.

Is it normal for my AC to drip water outside?

Yes, while the system is cooling. The water pulled out of your indoor air has to go somewhere, and a steady drip from the condensate line outside the house, near the outdoor unit or into a drain, is a sign it is working. On a humid Houston day you may see quite a bit. What is not normal is water dripping from a pipe above a window or eave, which often means the main drain is blocked.

Can I keep running my AC if it is leaking water?

It is better not to. Every hour it runs makes more water that has nowhere to go, and an attic unit over a finished ceiling can soak drywall and insulation quickly. Turn the thermostat to Off, deal with the water you can reach, and call. If your system has a float switch, it may already have shut cooling off for you.

Why is water dripping from the pipe above my window?

That pipe is often the end of a secondary or overflow drain, placed where you will notice it. When it drips, the primary drain has usually backed up and the backup system is doing its job. The system still needs attention: the primary line has to be cleared, or the next overflow may go into the ceiling.

Can an AC water leak cause mold?

Yes, if materials stay wet. The EPA advises drying water-damaged areas and items within 24 to 48 hours to prevent mold growth, and fixing the source of the moisture. Wet insulation, drywall and carpet that do not dry in that window may need to be removed and replaced.

Water where it should not be?

One free call, any hour. Say whether it is the AC or the heat, where you are and what is happening, and the line transfers you to an independent, locally owned HVAC company that looks at the system and prices the job itself.

Call (832) 662-4107

  • Any hourAn automated assistant takes calls around the clock, including weekends and holidays.
  • No charge to youThe line never bills callers. Prices come only from the HVAC company.
  • Ask for the ACR licenseGet the company's Texas license number and check it on TDLR before work begins.
  • Your decisionYou hear the diagnosis and the price first, then choose whether to go ahead.